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Current Rates

Savings Rates - Effective Tuesday, July 27, 2010
Account TypeAPRAPYMinimum
Deposit
Minimum
Balance
Business/trust/share Savings0.250%0.000% - 0.250%$5.00$5.00
Business/trust/share Savings0.450%0.000% - 0.450%$5.00$5,000.01
Business/trust/share Savings0.650%0.000% - 0.650%$5.00$10,000.01
Business/trust/share Savings0.850%0.000% - 0.850%$5.00$25,000.01
Business/trust/share Draft0.100%0.000% - 0.100%$0.00$0.00
Business/trust/share Draft0.150%0.000% - 0.150%$0.00$5,000.01
Business/trust/share Draft0.200%0.000% - 0.200%$0.00$10,000.01
Business/trust/share Draft0.250%0.000% - 0.250%$0.00$25,000.01
Ira Shares2.750%0.000% - 2.780%$0.00$5.00
Christmas Club0.250%0.000% - 0.250%$5.00$0.00
Christmas Club0.450%0.000% - 0.450%$5.00$5,000.01
Christmas Club0.650%0.000% - 0.650%$5.00$10,000.01
Christmas Club0.850%0.000% - 0.850%$5.00$25,000.01
Vacation Club0.250%0.000% - 0.250%$5.00$0.00
Vacation Club0.450%0.000% - 0.450%$5.00$5,000.01
Vacation Club0.650%0.000% - 0.650%$5.00$10,000.01
Vacation Club0.850%0.000% - 0.850%$5.00$25,000.01
Sub Shares0.250%0.000% - 0.250%$0.00$0.00
Sub Shares0.450%0.000% - 0.450%$0.00$5,000.01
Sub Shares0.650%0.000% - 0.650%$0.00$10,000.01
Sub Shares0.850%0.000% - 0.850%$0.00$25,000.01
Money Market0.800%0.000% - 0.800%$2,500.00$2,500.00
Money Market0.800%0.000% - 0.800%$2,500.00$2,500.00
Money Market1.050%0.000% - 1.060%$2,500.00$10,000.01
Money Market1.200%0.000% - 1.210%$2,500.00$25,000.01
Money Market1.450%0.000% - 1.460%$2,500.00$50,000.01

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Friday, July 30, 2010
Loan TypeRates as low asTerms/Information
New Auto Loan4.500%From 12 To 72 Months
Used Auto Loan5.000%From 12 To 60 Months
Recreational Vehicle5.500%From 12 To 60 Months
Consumer Loan10.000%From 12 To 36 Months

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, year of vehicle, term of loan and applicable prepaid items.

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HELOC Loans have a $5,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

CD Rates - Effective Friday, July 30, 2010
Certificate TermAPRAPYMinimum Deposit
3 Month Certificate0.500%0.500%$1,000.00
6 Month Certificate0.700%0.700%$1,000.00
24 Month Certificate1.500%1.510%$1,000.00
36 Month Certificate1.750%1.760%$1,000.00
12 Month Certificate1.000%1.000%$1,000.00

Penalty for early withdrawals.