Current Rates

Savings Rates - Effective Friday, May 16, 2008
Account Type	APR	APY	Minimum Deposit	Minimum Balance
Business/trust/share Savings	0.750%	0.750%	$5.00	$5.00
Business/trust/share Draft	0.250%	0.250%	$0.00	$0.00
Ira Shares	2.750%	2.780%	$0.00	$5.00
Christmas Club	0.750%	0.750%	$5.00	$0.00
Vacation Club	0.750%	0.750%	$5.00	$0.00
Sub Shares	0.750%	0.750%	$0.00	$0.00
Money Market	2.700%	1.880% - 2.730%	$2,500.00	$50,000.01
	2.150%	1.580% - 1.880%	$2,500.00	$25,000.01
	1.750%	1.310% - 1.580%	$2,500.00	$10,000.01
	1.300%	1.310% - 1.310%	$2,500.00	$2,500.00
	1.300%	1.310% - 1.310%	$2,500.00	$2,500.00

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Friday, May 16, 2008
Loan Type	Rates as low as	Terms/Information
New Auto Loan	6.000%	From 12 To 60 Months
Used Auto Loan	6.000%	From 12 To 60 Months
Recreational Vehicle	6.000%	From 12 To 60 Months
Consumer Loan	9.000%	From 12 To 48 Months

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.

NEW! You don't even have to be a member yet.

HELOC Loans have a $5,000.00 minimum. Visa requires annual use of card or a fee may be imposed.

CD Rates - Effective Friday, May 16, 2008
Share Certificate Term	APR	APY	Minimum Deposit
3 Month Certificate	2.250%	2.270%	$1,000.00
6 Month Certificate	2.600%	2.620%	$1,000.00
24 Month Certificate	3.000%	3.030%	$1,000.00
36 Month Certificate	3.150%	3.190%	$1,000.00
12 Month Certificate	2.800%	2.830%	$1,000.00

Penalty for early withdrawals.