Share And Share Draft Accounts

Visa Credit Cards

Credit Card Loans

Discover the convenience and worldwide acceptance of our Visa credit cards. With our low rates and no annual fees, a credit card from the Onaway Community Federal Credit Union is an ideal way to pay for purchases and travel expenses.

Need to know the balance on your visa card? Here is a simple and easy way to keep track of your payments and purchases. Click on this link Ezcardinfo.com and get all of the information you need.

For lost or stolen Visa Credit Cards, call 1-800-828-3901 immediately!!

MasterMoney Debit Cards

Debit Cards

The Onaway Community Federal Credit Union's MasterMoney Debit Card allows you to either access money in your credit union account using an ATM to receive cash directly or you can make over-the-counter purchases using a point-of-sale (POS) terminal. Any merchant that displays the Mastercard logo will except your MasterMoney Debit Card.

For lost or stolen MasterMoney Debit Cards, call 1-800-991-4965 innediately!!

Cash Cards Mean Convenience

SC24 ATM Cards

ATM Cards

The Onaway Community Federal Credit Union's ATM card lets you make cash withdrawals, transfer funds and make balance inquiries from your share or share draft (checking) account 24 hours a day, 7 days a week.

For lost or stolen ATM Cards, call the Onaway Community Federal Credit Union immediatly or during normal business hours at 1-989-733-8557.

ATTENTION: Credit and Debit card holders!

Onaway Community Federal Credit Union is committed to protecting the assets of our members.  OCFCU has a 24/7 Fraud Monitoring System called FALCON, which monitors your card for excessive or unusual activity.

Frequently Asked Questions about Falcon Fraud Monitoring:

How will this affect my existing card?
There will be no change to your current service unless you experience fraudulent or suspicious activity with your card(s).

What happens when suspicious or unusual activity occurs?
Falcon will place a temporary block on your card and attempt to contact you directly at the phone number we have on file for you to verify the transaction(s) in question. Your card may be permanently blocked if we cannot establish contact with you after a reasonable amount of time has elapsed.

What happens if the charge is legitimate but Falcon is unable to get in touch with me?
OCFCU reserves the right to unblock your card if you are able to contact us, or if based on prior activity or knowledge, we know the charge to be legitimate. If Falcon cannot reach you by phone, a temporary block will be placed until the transaction can be validated or confirmed as fraud.

What happens if I travel somewhere new or need to make a large purchase that does not fit within the pattern of my normal activity?
Your card may be blocked; however, OCFCU may choose to unblock your card at anytime. It is recommended that you contact OCFCU ahead of time to inform us of your plans. We also suggest you write down the phone numbers below and take them with you in the event that your card is blocked and you need to reach Falcon immediately.

What will Falcon ask if they contact me?
You should expect a Falcon Fraud Analyst to ask you to validate if a specific transaction(s) is valid or not. They may ask you to verify the last 4 digits of your Taxpayer Identification Number (TIN) or Social Security Number (SSN) to ensure they are speaking with the true cardholder. They will not ask for your card number, password, or other personal identification information. In some cases, you may receive an automated phone call and will be asked to verify your transactions using your telephone keypad to respond. If you are unavailable to take the initial call, a message will be left on your voicemail.